India Finance Calculators
Calculators built around Indian rules and products: mutual fund SIPs, bank deposits, PPF, GST, HRA exemption, gratuity and the latest income tax slabs. Amounts are shown in rupees with lakh and crore grouping.
10 free calculators · no sign-up · results stay in your browser
- SIP Calculator Popular Mutual fund SIP maturity value, with optional yearly step-up and growth chart.
- EMI Calculator Popular Monthly EMI, total interest and repayment schedule for home, car and personal loans.
- GST Calculator Popular Add or remove GST at the new 5%, 18% and 40% rates, with CGST, SGST and IGST split.
- Income Tax Calculator India Popular FY 2026-27 tax under the new and old regimes side by side, with rebate, surcharge and cess.
- FD Calculator Popular Fixed deposit maturity amount, interest and monthly payout, with senior citizen rates and TDS.
- PPF Calculator Public Provident Fund maturity value at 7.1%, with extensions and a year-by-year table.
- RD Calculator Recurring deposit maturity amount for post office and bank RDs, with quarterly compounding.
- HRA Calculator Tax-free HRA as the least of three limits, with the 2026 metro city list and the working.
- Gratuity Calculator Gratuity amount with the 15/26 formula, 5-year rule, ₹20 lakh tax-free limit and govt rules.
- Lumpsum Calculator Future value of a one-time investment, adjusted for inflation and compared with a SIP.
About these calculators
These calculators follow Indian rules and products and show amounts in rupees with lakh and crore grouping. Plan mutual fund investments with the SIP calculator, which supports an annual step-up, and the lumpsum calculator. Compare fixed-return options with the FD, RD and PPF calculators.
For loans, the EMI calculator works for home, car, personal and education loans and shows a month-by-month amortization schedule. The income tax calculator compares the new and old tax regimes for FY 2026-27 (AY 2027-28), including the ₹75,000 standard deduction, the Section 87A rebate and marginal relief, cess and surcharge.
Small businesses and shoppers can add or remove GST at 5%, 18% and the other rates with the GST calculator, and salaried employees can work out their HRA exemption and gratuity.
Interest rates on small savings schemes such as PPF are set by the Government of India every quarter, and bank deposit rates change often. Check the current rate with your bank or post office, and confirm tax figures on the Income Tax Department's e-filing portal before you file.
Quick reference for FY 2026-27: under the new tax regime, income up to ₹12 lakh is effectively tax-free after the Section 87A rebate (₹12.75 lakh for salaried people, after the ₹75,000 standard deduction). The PPF rate for October–December 2026 is 7.1% a year, and most bank FDs compound quarterly. Each calculator shows the date its figures were last checked.