Terms of use

Last updated November 10, 2026

By using calculatorswithsteps.com (the "Site") you agree to these terms. If you do not agree, please do not use the Site.

1. Use of the calculators

The calculators and content on the Site are provided free of charge for personal, educational and informational use. You may use them as often as you like. You may not copy the Site in bulk, scrape it at a rate that degrades service for others, attempt to disrupt it, or present our content as your own.

2. No professional advice

Results are estimates based on the inputs you provide and the formulas and assumptions described on each page. They are not financial, investment, tax, legal, medical or other professional advice, and they do not create any professional relationship. Always confirm important decisions with a qualified professional and with the relevant lender, employer or government authority. See the disclaimer.

3. Accuracy

We work hard to keep formulas, rates and rules accurate and up to date, and we test our calculators. We cannot guarantee that every result is error-free, complete or current for your situation. Tax rules, interest rates and guidelines change. Each page shows when it was last updated.

4. Intellectual property

The Site's design, text, code and graphics belong to Calculators With Steps unless stated otherwise. You may link to any page and quote short excerpts with attribution and a link back. Formulas and facts themselves are not owned by anyone.

5. Third-party links and advertising

The Site contains links to third-party websites and shows advertisements served by Google. We do not control and are not responsible for third-party content, products or services. An advertisement is not an endorsement.

6. Limitation of liability

The Site is provided "as is" and "as available" without warranties of any kind. To the fullest extent permitted by law, Calculators With Steps is not liable for any loss or damage arising from your use of, or reliance on, the Site or its results.

7. Changes

We may update these terms from time to time. The date at the top shows the latest version. Continuing to use the Site means you accept the updated terms.

8. Governing law

These terms are governed by the laws of India, without regard to conflict-of-law rules, except where the law of your country of residence gives you rights that cannot be waived.

9. Contact

Questions about these terms? Email contact@calculatorswithsteps.com.