Tip Calculator

Tip = bill × tip percentage, so an 18% tip on an $84.50 bill is $15.21, making $99.71 in all, or $33.24 each for three people. You can also round each share up to a whole dollar or tip on the pre-tax amount.

By the Calculators With Steps team · Updated November 10, 2026 · How we check our math

Etiquette guides in the U.S. suggest tipping on the bill before sales tax.

Each person pays
$33.24
$5.07 tip each · $99.71 total for 3 people
Tip amount
$15.2118% of $84.50
Total with tip
$99.71
Tip per person
$5.07
Total per person
$33.24
Step-by-step working
  1. Tip base = the bill = $84.50
  2. Tip = $84.50 × 18% = $15.21
  3. Total = $84.50 + $15.21 = $99.71
  4. Per person = $99.71 ÷ 3 = $33.24

Tip at common percentages

Tip %TipTotalPer person
15%$12.68$97.18$32.39
18%$15.21$99.71$33.24
20%$16.90$101.40$33.80
25%$21.13$105.63$35.21

Per-person amounts are rounded to the cent, so the shares can differ from the total by a cent.

How to use the tip calculator

  1. Enter the bill amount. Change the currency if you are not paying in dollars.
  2. Pick a tip percentage (10% to 25%) or choose Custom to type your own.
  3. Enter how many people are splitting the bill.
  4. Optional: tick round up to make each person’s share a whole number, or tick tip on the pre-tax amount and enter the tax shown on the receipt.

The result shows the tip, the total and each person’s share, plus a table of what the tip would be at 15%, 18%, 20% and 25%.

Tip formula

Tip = bill × tip % ÷ 100

Total = bill + tip

Per person = total ÷ number of people

When you tip on the pre-tax amount, the tip base is the bill minus the tax, but everyone still pays the full bill plus the tip.

Worked example

A dinner bill comes to $84.50 and three friends want to leave 18%.

Step Working Amount
Tip 84.50 × 0.18 $15.21
Total 84.50 + 15.21 $99.71
Each person 99.71 ÷ 3 $33.24
Rounded up $34 × 3 $102.00

Rounding each share up to $34 raises the tip to $17.50, which works out to 20.7% of the bill. If the $84.50 included $6.50 of sales tax and you tip 18% on the pre-tax $78.00, the tip is $14.04 and the total is $98.54.

Tip chart for common bills

Bill 15% tip 18% tip 20% tip
$25 $3.75 $4.50 $5.00
$50 $7.50 $9.00 $10.00
$75 $11.25 $13.50 $15.00
$100 $15.00 $18.00 $20.00
$150 $22.50 $27.00 $30.00

How much to tip in the U.S.

These are typical ranges from U.S. etiquette guides such as the Emily Post Institute. They are customs, not rules, and they vary by city and by the quality of service.

Service Typical tip
Sit-down restaurant 15–20% of the pre-tax bill
Bartender $1–2 per drink, or 15–20% of the tab
Food delivery 10–15%, with a few dollars as a minimum
Takeout Optional; some leave about 10% for large orders
Hair salon or barber 15–20%
Nail salon 15–20%
Taxi or rideshare 15–20%
Hotel housekeeping $2–5 per night

Restaurant servers in many states are paid a lower cash wage on the expectation of tips, which is why 15% is treated as a floor rather than a generous amount. Check the receipt before tipping: large groups are often charged an automatic gratuity of around 18% to 20%, and some restaurants add a service fee that may or may not go to staff. Tips are taxable income for the worker, and employees must report them to their employer under IRS rules.

Tipping in India and the UK

India. Tipping is appreciated but voluntary. At sit-down restaurants, 5% to 10% is a common amount when the bill has no service charge. In 2022 the Central Consumer Protection Authority said restaurants may not add a service charge automatically or by default, and the Delhi High Court upheld those guidelines in March 2025. If one appears on your bill, you can ask for it to be removed. Switch the currency to INR to calculate in rupees.

UK. At restaurants with table service, 10% to 15% is usual, and many restaurants add a discretionary service charge, often 12.5%, to the bill. You do not need to tip on top of it. Under the Employment (Allocation of Tips) Act 2023, in force since 1 October 2024, employers must pass all tips and service charges on to workers without deductions. Tipping in pubs and for takeaway is uncommon.

Tips for tipping

  • Use 10% as a shortcut: move the decimal point one place left, then double it for 20% or add half for 15%.
  • Tip on the pre-tax amount if you want to follow etiquette guides exactly. The difference is small on a single meal.
  • When splitting a bill unevenly, use the percentage calculator to work out each person’s share of the food first.
  • Coupons and discounts reduce the bill, but servers did the same work, so many people tip on the original amount. The discount calculator shows the price before and after a discount.
  • If you are budgeting a trip, add tips to transport costs from the fuel cost calculator.

Tip Calculator: frequently asked questions

How do you calculate a tip?

Multiply the bill by the tip percentage divided by 100. An 18% tip on an $84.50 bill is 84.50 × 0.18 = $15.21, so the total is $99.71.

How much is a 20% tip on $60?

A 20% tip on $60 is $12. Find 10% by moving the decimal point one place left ($6.00) and double it.

How do I calculate a tip in my head?

Take 10% of the bill by moving the decimal point, then adjust. For a $84.50 bill, 10% is $8.45, so 20% is $16.90 and 15% is $8.45 plus half of it, about $12.68.

Should I tip on the total with tax or before tax?

U.S. etiquette guides suggest tipping on the pre-tax amount. On a $84.50 bill that includes $6.50 tax, an 18% tip on the $78.00 pre-tax amount is $14.04 instead of $15.21. Tick the pre-tax option and enter the tax to do this.

How do I split a bill and tip between friends?

Add the tip to the bill, then divide by the number of people. A $84.50 bill with an 18% tip is $99.71, or $33.24 each for three people. Rounding each share up to $34 makes the total $102, a tip of $17.50.

How much should I tip in India?

Tipping in India is voluntary. Around 5% to 10% is common at sit-down restaurants when no service charge is billed. Under guidelines from India's Central Consumer Protection Authority, a restaurant cannot add a service charge by default, and you can ask for it to be removed.

How much do you tip in the UK?

In the UK, 10% to 15% is usual at restaurants with table service, and many add a discretionary service charge, often 12.5%. If a service charge is already on the bill you do not need to tip again. Since 1 October 2024, employers must pass all tips and service charges to workers.

How we checked this page: every figure in the examples and FAQs above is produced by this calculator and verified by automated tests against known answers, and the rules and rates come from the sources below. Last updated . Spotted a problem? Tell us.

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